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Loan Repayment

  • National Health Service Corps Loan Repayment Program (NHSC LRP)

    The purpose of the NHSC LRP is to ensure an adequate supply of health professionals to provide primary health services to populations located in selected Health Professional Shortage Areas (HPSAs). The NHSC LRP recruits fully trained dentists and dental hygienists who agree to provide care in qualifying practices which accept Medicaid and use a sliding fee scale for those with incomes at or below 200 percent of the federal poverty level. The NHSC seeks dentists and dental hygienists who demonstrate interest in serving the nation's dentally underserved populations and remaining in HPSAs beyond their service commitment.

    Eligible dental professionals may receive up to $50,000 for an initial full-time, two-year commitment; a part-time option is also available. Additional support for extended service may also be available for clinicians eligible to apply upon completion of the service commitment. The NHSC is currently accepting applications for loan repayment. Dental clinicians should visit the NHSC website for more information about the program and to apply online. The 2016 cycle of applications has closed; visit again in early 2017 for applications due in April.

  • National Health Service Corps (NHSC) federal loan repayment

    Maximum loan repayment per year

    Up to $50,000 for first two years; part-time option up to $25,000 for first two years. Additional funding is available for continued service; funds are tax exempt.

    Length of obligation

    Full-time:  2-year initial contract with 1-year renewal contracts.
    Part-time:  2-year or 4-year initial contract.

    Time commitment

    Full-time clinicians work 40 hours/ week; two or more part-time locations can equal one full-time commitment. Part-time clinicians work 20-39 hours per week.

    Eligible professionals

    General and pediatric dentists and dental hygienists.

    Eligible service sites

    Safety net or private practice located in federally designated dental HPSA

    Population to be served

    Medicaid population and others without regard to patient’s ability to pay.

    Sliding fee scale


    Eligible expenses

    Tuition and related educational and living expenses during dental school.

    Qualifying loans

    Government and commercial loans.

    Provider requirements

    Medicaid provider; US citizen or US National with no outstanding obligation to federal programs.

    Teaching activities

    Limited teaching activities are permitted as defined in the contract.

    Penalty for default

    Practitioner will repay any amount already paid to practitioner, plus $7,500 times the number of months not completed, plus interest at the maximum prevailing rate.

    Application Deadline

    April 6, 2017

    Ohio Dentist and Dental Hygienist Loan Repayment Programs

    This program is not currently active.

updated February 13, 2017

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